Theis Insurance Agency
PO Box 111
St Michael, MN 55376
(763) 497-5133 phone
Tips to Reduce Your Auto Insurance Premiums
- Maintain an accident free driving record (applies to all licensed drivers in the home)
- Maintain a ticket free driving record (applies to all licensed drivers in the home)
- Have all your policies with the same company and the same agent
- Increase your deductibles and use the savings to buy higher liability limits
- Remove collision and comprehensive insurance on an older vehicles
- Qualify for as many special discounts as possible (auto/home, good student, multi-car, ect.)
- Assign higher risk drivers to older lower risk vehicles
- Buy a car with lower rates (family type cars, not sports or luxury cars)
- Pay semi-annually or quarterly (monthly is more expensive)
- Meet with your agent a least once a year to review and update your policies
Tips to Reduce Your Home Owners Insurance Premiums
- Increase your deductibles and use the savings to buy higher liability limits
- Have all your policies with the same company and the same agent
- Qualify for as many special discounts as possible (auto/home, new home, home renovation, quality roofing surface discount, ect.)
- Pay annually or semi-annually (monthly is more expensive)
- Meet with your agent a least once a year to review and update your policies
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